午夜寻花

Merit-based academic scholarships for first-year undergraduate students:

• Trustee Scholarship: $25,000
• Presidential Scholarship: $20,000
• Provost’s Scholarship: $17,500
• Dean’s Achievement Scholarship: $15,000

Scholarships for students who sing or play an instrument

UB also offers a scholarship for students who sing or play any instrument (including guitar, ukulele, drumset, bass, piano, digital music, woodwinds, brass, strings, etc.)

Scholarship amount: $1,500/semester ($3,000/school year)
Requirements of scholarship recipients include playing in campus events ensembles and scholarships ensembles. Scholarship recipients will continue to be eligible for these funds throughout their continued enrollment at UB.

Scholarship application requirements include either a 1-2 page Personal Statement or 3-5 minute video about your passion for, experience in, and commitment to music. Write or talk about the ways in which music has been a part of your life. Please be sure to introduce yourself, include your primary instrument, mention music groups you have played in before or your interest in becoming part of a music group at UB.

You must also demonstrate your musical engagement by choosing one of the two options below:

• Option 1: Submit a recommendation letter from someone whose profession is in or related to music (could be a music teacher, church music director, performer, etc.); this person should be able to speak to your commitment to and experience in music activities.
• Option 2: Submit a video recording of yourself playing an instrument or singing. This could be a solo recording or a recording of yourself playing/singing in a musical group (minimum of 3 minutes, your choice of musical repertoire/genre).

To apply:
Submit the materials above to Music Faculty Professor Russell Fisher, Director of Ensembles: . Your materials will be reviewed by the music department and you will be notified about your scholarship application decision shortly afterward.

The 午夜寻花 provides merit-based scholarships for transfer students up to $23,000.

Scholarships for students who sing or play an instrument

UB also offers a scholarship for students who sing or play any instrument (including guitar, ukulele, drumset, bass, piano, digital music, woodwinds, brass, strings, etc.)

Scholarship amount: $1,500/semester ($3,000/school year)
Requirements of scholarship recipients include playing in campus events ensembles and scholarships ensembles. Scholarship recipients will continue to be eligible for these funds throughout their continued enrollment at UB.

Scholarship Application Requirements include either a 1-2 page personal statement or 3-5 minute video about your passion for, experience in, and commitment to music. Write or talk about the ways in which music has been a part of your life. Please be sure to introduce yourself, include your primary instrument, mention music groups you have played in before or your interest in becoming part of a music group at UB.

You must also demonstrate your musical engagement by choosing one of the two options below:

• Option 1: Submit a recommendation letter from someone whose profession is in or related to music (could be a music teacher, church music director, performer, etc.); this person should be able to speak to your commitment to and experience in music activities.
• Option 2: Submit a video recording of yourself playing an instrument or singing. This could be a solo recording or a recording of yourself playing/singing in a musical group (minimum of 3 minutes, your choice of musical repertoire/genre).

To apply:
Submit the materials above to Music Faculty Professor Russell Fisher, Director of Ensembles: . Your materials will be reviewed by the music department and you will be notified about your scholarship application decision shortly afterward.

午夜寻花 launched a graduate scholarship program to help deserving students meet the financial obligations of pursuing higher education. There are two award amounts — $3,000 and $4,000 — that are awarded for the first year of study only, and the amount of the award is determined by a student’s academic achievement and test scores.

Eligibility requirements

• You must be an applicant for a master’s level program in the School of Business or the School of Engineering
• There is no separate scholarship application; you will automatically be considered for a scholarship at the time of admission

UB also offers a tuition discount for law enforcement personnel (police officers, corrections officers, parole officers, members of the armed forces and veterans) who have permanent residence in Connecticut, New York, or New Jersey and are enrolled in the M.A. Criminal Justice and Human Security program. Eligible students are required to submit the employment verification form after receiving acceptance into the M.A. Criminal Justice and Human Security program.

General academic scholarships

午夜寻花 understands the importance of affordability when pursuing an education. UB offers special opportunities for incoming international students to receive academic scholarships to help them pay for their studies.

• Partial scholarship awarded by 午夜寻花
• Awarded to incoming undergraduate international students based upon academic merit
• No separate application required

Academic scholarships are available to first year applicants seeking an associate or a bachelor degree. All awards are renewable yearly based on satisfactory academic achievement and good standing at 午夜寻花. All incoming undergraduate international students are automatically considered for these scholarship awards once all application materials have been received.

Academic scholarships range from $5,000 to $20,000 per academic year, and are based on academic excellence and English proficiency. No separate application form is required to be considered for these scholarships.

Scholarships	Amount per year
Trustee Scholarship	$20,000
Presidential Scholarship	$15,000
Provost’s Scholarship	$12,500
Dean’s Achievement Scholarship	$10,000
Academic Achievement Grant	$5,000
Athletic Scholarship**	Varies

Undergraduate transfer students who have earned 12 or more credits at another college or university are eligible for academic scholarships as well. These scholarships range between $10,000 and $18,000 and are based on your previous performance in higher education.

Note: Students who receive partial scholarships are required to pay the remaining costs, not covered by their scholarships, upon their arrival to 午夜寻花.

**International undergraduate students who wish to apply for an athletic scholarship must take the SAT Examination. The Department of Athletics at 午夜寻花 offers athletic grants (scholarships) to those individuals who demonstrate superior athletic abilities and meet the National Collegiate Athletic Association (NCAA) and 午夜寻花 regulations for eligibility. Prospective international undergraduate students can obtain further information about the athletics department and the athletic grants by emailing the .

Scholarship opportunities for international graduate students

We are very pleased to announce that 午夜寻花 offers an international graduate scholarship program for incoming international graduate students. There are two amounts awarded:

• $3,000
• $4,000

These awards are based on the student’s academic achievement and test scores.

The details are as follows:

• All graduate programs in the Trefz School of Business, all graduate programs in the School of Public and International Affairs, and all graduate programs in our School of Engineering are eligible for this award.
• All applicants will automatically be considered for a scholarship when they send in the 午夜寻花 international application and all admissions materials. No additional form is needed.
• The scholarship will be for the international student’s first year of study, split equally between the first two semesters.
• All graduate students with a scholarship must take 9 credits per semester.

You will find that 午夜寻花 is one of the few universities in the United States with a combination of quality academic programs and affordable cost.

Visit our tuition and fees section to see how this award would impact your overall cost. If you would like us to send you more information about UB, or if you have any questions, please email international@bridgeport.edu.

The maximum for the Pell Grant for 2023-24 is $7,395. The Federal Pell Grant, unlike a loan, does not have to be repaid. Pell grants are awarded only to undergraduate students who have not earned a bachelor’s or a professional degree. The amount you receive will depend not only on your financial need, but also on your costs to attend school, your status as a full-time or part-time student, and your plans to attend school for a full academic year or less. To determine if you are eligible to receive Pell, students must complete the each year. The number of students receiving Pell grants at our institution is 904.

Undergraduate students who qualify for the Federal Pell grant and demonstrate exceptional need may be awarded SEOG. Students are required to complete the in order to be considered. The maximum allowable award is $4,000.

Traditional undergraduate students only who have remaining financial need after all other scholarships, grants, and loans may qualify for need-based grants from 午夜寻花. The amounts of these grants vary upon the level of financial need. In order to qualify for the grant, students must be a traditional undergraduate student admitted and must complete the to determine eligibility every academic year.

TEACH Grant Program provides a grant of up to $4,000 per year to students in the School of Education only. In exchange for receiving a TEACH Grant, you must agree to serve as a full-time teacher in a high-need field in a public or private elementary or secondary school that serves low-income students. If you fail to complete this service obligation, all amounts of TEACH Grants that you received will be converted to a Federal Direct Unsubsidized Loan. You must then repay this loan to the U.S. Department of Education.

Direct Loan (subsidized)

Direct Subsidized Loans are available for traditional undergraduate students with financial need. Repayment begins 6 months after the student ceases to be enrolled at least half-time. The government pays the interest on the Direct Subsidized Loan during in-school periods and during the 6-month grace period.

Direct Loan (unsubsidized)

Direct Unsubsidized Loans are available for traditional undergraduate students. Repayment begins 6 months after the student ceases to be enrolled at least half-time. Interest on the Direct Unsubsidized Loan accrues from the day the loan is disbursed. Students may pay interest as they go, or capitalize their interest payments.

Annual loan limits for Direct Subsidized and Unsubsidized Loans

Undergraduate

Dependent	Subsidized	Unsubsidized	Total
Freshman	$3,500	$2,000	$5,500
Sophomore	$4,500	$2,000	$6,500
Junior/Senior	$5,500	$2,000	$7,500

Independent	Subsidized	Unsubsidized	Total
Freshman	$3,500	$6,000	$9,500
Sophomore	$4,500	$6,000	$10,500
Junior/Senior	$5,500	$7,000	$12,500
Aggregated amount	$23,000	$34,500	$57,500

Average indebtedness
Undergrad	Dependent	$27,000
Undergrad	Independent	$45,000

Graduate

	Unsubsidized	Yearly total	Total aggregate amount
Graduate	$20,500	$20,500	$138,500
Chiropractic	$33,000	$33,000	$224,000
Grad prerequisites	$12,500	$12,500

Average indebtedness
Graduate	2 years of studies	$41,000
Chiropractic	4 years of studies	$132,000

Direct Parent PLUS Loans are unsubsidized low-interest loans for parents of dependent students to help pay for the cost of the student’s education after high school. These loans are taken out by the parents, not the student. The lender is the U.S. Department of Education. PLUS Loans help pay for education expenses up to the cost of attendance, minus all other financial assistance. Interest is charged during all periods. For additional information, please go to .

Parent eligibility requirements for a Direct Parent PLUS Loan

You must be the student’s biological or adoptive parent or the student’s stepparent if the biological or adoptive parent has remarried at the time of application. Your child must be a dependent student who is enrolled at least half-time at 午夜寻花. For financial aid purposes, students are considered “dependent” if they are under 24, unmarried, and have no legal dependents at the time the FAFSA is submitted. (Exceptions are made for veterans, wards of the court, and other special circumstances.) If a student is considered dependent, then the income and the assets of the parent have to be reported on the FAFSA.

Additional requirements to receive a PLUS Loan

Parent PLUS Loan borrowers cannot have an adverse credit history (a credit check will be done). In addition, parents and their dependent child must be U.S. citizens or eligible noncitizens, must not be in default on any federal education loans or owe an overpayment on a federal education grant and must meet other general eligibility requirements for the Federal Student Aid programs.

Steps for applying for a Direct Parent PLUS Loan

To take out a PLUS Loan for the first time, the parent must complete a PLUS Application and Master Promissory Note (MPN). The MPN is a legal document in which you promise to repay your loan(s) and any accrued interest and fees to the Department. It also explains the terms and conditions of your loan(s). In most cases, one MPN can be used for loans that a parent receives over multiple academic years, although a separate Loan request must be filed for each school year.

1. Go to and sign into the secure website with an FSA ID. The Parent can obtain an FSA ID at .
2. Once you are logged in with your FSA ID, select the link REQUEST PLUS LOAN under the PLUS LOAN PROCESS navigation bar on the left side of the web page.
3. Under the SELECT THE LOAN TYPE header, double click on PARENT PLUS.
4. Enter your information (the parent’s information, not the student’s) on the PERSONAL INFORMATION tab. Click on CONTINUE at the bottom of the web page to proceed.
5. Enter Award Year and complete the STUDENT AND LOAN INFO tab. Click CONTINUE. Be sure to enter the loan data and select 午夜寻花.
6. Thoroughly review your application for completion and accuracy. Click CONTINUE.
7. Click to agree to authorize a credit check and to submit the PLUS Loan application. Click CONTINUE.
8. You will receive instant notification whether your application is approved or denied. If your application is approved, you must complete the Direct Parent PLUS Master Promissory Note immediately at .

If you are not approved for the loan, you can try to add an endorser to your loan application at or by calling the federal Direct Lending Service Center at 1-800-557-7394.

Direct Parent PLUS Loan FAQ

When can a parent begin applying for a Direct Parent PLUS Loan?

Parents may begin applying for Parent Plus loans 180 days before the semester starts.

How much can a parent borrow?

The annual limit on a Plus Loan is equal to the student’s cost of attendance minus any other financial aid the student receives. For example, if the cost of attendance is $50,000 and the student receives $30,000 in other financial aid and awards, the student’s parent can request up to $20,000.

How does the parent get the loan money?

The Department of Education will send the loan funds to 午夜寻花. In most cases, the loan will be disbursed in at least two installments, and no installment will be more than half the loan amount. 午夜寻花 will use the loan money first to pay the student’s tuition, fees, food and housing, and other school charges. If any loan funds remain, the parent will receive the amount as a check or other means, unless they authorize the amount to be released to the student or transferred into the student’s account at the school. Any remaining loan funds must be used for the student’s education expenses.

What’s the interest rate?

Current interest rates can be found at . Interest is charged from the date of the first disbursement until the loan is paid in full.

Other than interest, is there a charge to get a PLUS Loan?

The parent will pay an origination fee, a percentage of the loan amount, deducted proportionately each time a loan disbursement is made. Current loan fees can be found at .

When does the parent begin repaying the loan?

The repayment period begins when the loan is fully disbursed, and the first payment is due 60 days after the final disbursement. However, for Direct PLUS Loans with a first disbursement on or after July 1, 2008, the parent may defer repayment while the student on whose behalf the parent took out the loan is enrolled on at least a half-time basis, and for any additional six months after the student ceases to be enrolled at least half-time.

How does the parent pay back the loan?

The parent will repay the servicer listed on the disclosure statement provided when they received the loan. The loan servicer will provide regular updates on the status of the PLUS Loan and any additional PLUS Loans that a parent receives. The loan servicer will also be listed in the parent’s account. The Direct PLUS LOAN program offers a number of repayment plans. These are designed to meet the different needs of individual borrowers. The terms differ between the repayment programs, but generally, borrowers will have 10 to 25 years to repay a loan. For further information, please go to .

What if a parent has trouble repaying the loan?

Under certain circumstances, a borrower can receive a deferment or forbearance to temporarily stop or lower the payments on a loan.

Can the parent’s PLUS Loan be transferred to the student so that if becomes the student’s responsibility to repay?

No. A PLUS Loan made to the parent cannot be transferred to the student. The parent is responsible for repaying the PLUS Loan.

Is a Parent Plus Loan available for the summer semester?

Yes, however, the student must be enrolled in a minimum of 6 credits for the loan to disburse.

These education loans are available to graduate and professional students who have completed the Free Application for Federal Student Aid (FASFA) and exhausted all other forms of federal aid including Federal Direct Loans. Grad PLUS Loans can help students fill any gaps between the cost of attendance and any other financial aid (loans, grants, and scholarships) received. To receive a Grad PLUS Loan, students must pass a credit evaluation that can require a co-signer. The interest rate is 7.54%.

For information and comparisons of private alternative loans, please visit .

午夜寻花 students is strongly encouraged to apply for all eligible financial assistance before considering a private alternative loan. A student should compare a variety of private student loans offered by banks and other education loan providers. Interest rates, conditions, and eligibility requirements may vary between financial institutions and from person to person. You should apply for the alternative loan that best suits your individual needs.

Private alternative loans are commercial loans offered for undergraduate, School of Professional Studies, and graduate students whose financial aid does not cover the full cost of higher education. Depending on individual circumstances, a parent may also be able to borrow alternative loans to help pay for a child’s college expenses. All students who borrow with an alternative loan program must complete a Private Education Loan Applicant Self-Certification Form (PDF) and submit this form to the lender in order for the alternative loan to be complete and disburse. In order to complete this form, you will need to reference our Tuition and Fees.

A private loan may be an appropriate choice if:

• The difference between the cost of attendance and the total financial aid you have received leaves you with a balance and a PLUS Loan is not a viable option
• You have reached your aggregate Federal Direct Loan limits
• You are enrolled less than half-time
• You are a dependent undergraduate student and your parents will not borrow (or have been denied) a Federal PLUS Loan
• U.S. Government regulations make you ineligible for a federal loan. You may still qualify for a private loan because such programs are not bound by the same federal restrictions. For example, if you are not making Satisfactory Academic Progress (SAP), are in default of a federal loan, did not respond to verification requests, or are ineligible for federal loans for other reasons, you may be eligible for private loans instead
• You are in arrears for a semester prior to the current semester. You may be able to receive a private loan for an earlier loan period

It is strongly recommended that students borrow only the amount they absolutely require. Note that such loans are for educational purposes only, which means you must be a registered student and the amount you borrow cannot exceed the cost of attendance. There are no maximum income restrictions. Individual lenders will evaluate credit history and application fees are not refundable.

Private alternative loan programs differ from Federal Direct Loans in several important ways:

• Annual and total loan limits are higher for private alternative loans.
• Loans and interest rates are based on credit approval and approval is not guaranteed. Students must have good credit or access to a co-signer to qualify for private loans.
• Private loans are not federally guaranteed; therefore, they do not have the same deferment, cancellation and consolidation benefits.
• The government will pay the interest on Federal Direct Subsidized Loans while the student is in school at least half-time. In addition, there is a grace period after graduation or falling below half-time before payments must commence.
• Federal Direct Parent PLUS Loans require a credit check but the qualifying criteria are not as strict as for private loans and, if approved, the parent can choose not to begin repaying the loan until the student graduates or is no longer enrolled at least half-time.
• Students do not have to start paying back their Federal Direct Loans until they graduate or stop attending school at least half-time. If you obtain a private loan, you will most likely have to start making payments immediately.